Night latch vs second deadlock

I’ve just moved into a house and will be rekeying the locks. The front door has a 5 lever dead lock and a night latch.
My fear is that I will go outside and the wind will slam the door shut, with the night latch locking me out. If I replace the nightlatch with another deadlock, that means then I have two deadlocks on the frontdoor which I don’t know if it is a hassle or not.
Is it worth replacing the night latch with another deadlock instead of just rekeying the nightlatch?
Which is most secure from an insurance point of view?

submitted by /u/utopian201
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August 3, 2023
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